Learn more about how a Medicare supplemental insurance plan may benefit you.



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What is Medicare Supplimental Insurance?

Medicare Supplement Insurance, or Medigap as it's often called, can help pay some of the health care costs that Original Medicare does not cover, such as copayments, coinsurance, and deductibles. Medigap covers any gaps in coverage that would normally require you to pay out-of-pocket when Medicare falls short. Typically, Medicare will pay its share of the Medicare-approved amount for a service and then Medigap pays its share so that the expense is paid in full. A Medigap policy is particularly valuable for seniors that live on fixed budgets and need to limit their expenses.

Even if you have Medicare, the cost of copayments, coinsurance and deductibles really add up. Medigap policies are available to help cover those costs!

If you are already enrolled in Medicare Part A and Part B and are interested in learning more about Medicare Supplemental Insurance plans, call Open Choice Policy.

Find Medicare Plans that fit your needs!

  • What is Medicare Supplemental Insurance?

    Medicare Supplement Insurance, or Medigap as it's often called, can help pay some of the health care costs that Original Medicare does not cover, such as copayments, coinsurance, and deductibles. Medigap covers any gaps in coverage that would normally require you to pay out-of-pocket when Medicare falls short. Typically, Medicare will pay its share of the Medicare-approved amount for a service and then Medigap pays its share so that the expense is paid in full. A Medigap policy is particularly valuable for seniors that live on fixed budgets and need to limit their expenses.

  • Why do I need Medicare Supplemental Coverage?

    Medicare Supplemental, or Medicare, coverage can help to cover costs that are not covered by Medicare, such as copays, deductibles, and coinsurance. Medigap coverage can protect your finances by paying expenses that you would be required to pay out of pocket.

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Additional facts about Medigap policies

  • You must have Medicare Part A and Part B to get a Medigap policy.
  • Every Medigap policy must be clearly identified as "Medicare Supplement Insurance."
  • A Medigap policy can only cover one person, so if you are married, you and your spouse would need to buy separate policies.
  • Not all types of Medigap policies may be available in your state.

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